Pagar por sacar dinero en ventanilla en los bancos españoles, cada vez más cerca

Las nuevas comisiones están a la orden del día. Desde hace meses, Bankinter cobra a todos aquellos que, sin ser clientes, hagan ingresos en efectivo en las ventanillas de sus oficinasBBVAelevó a principios de este año la comisión por sacar dinero en un cajero de la red Servired que no sea del propio banco y entidades como Barclays, Santander, BBVA, Popular y Bankinteraplican una comisión por cada apunte en cuenta.

Pero la lista no acaba ahí. Hace ya tiempo desde que algunos bancos comenzaran a contemplar el posible cobro por sacar dinero en ventanilla siempre y cuando, eso sí, el reintegro se produjera en una sucursal distinta a la que se utilizó para abrir la cuenta. En 2006, Caja Madrid y La Caixa ya contemplaban esta posibilidad en sus folletos de tarifas.

Unos años después, algunas entidades se han subido al carro e, incluso, han comenzado a aplicar esta comisión. El ejemplo más claro es Popular, que desde hace unas semanas cobra 0,50 euros por retirar efectivo en una oficina distinta de la que radica la cuenta siempre que el reintegro no se produzca a través de cheque o libreta. En su folleto de tarifas, sin embargo, la entidad especifica que esta cantidad puede ascender a un euro.

Por el momento, ningún otro banco cobra por este servicio aunque son varios los que lo contemplan en sus tarifas. Bankia, por ejemplo, detalla que la comisión por reintegro en oficina distinta a la domiciliada puede ascender a 3 euros, mientras que Banca Cívica también establece esta cantidad en concepto de disposición de efectivo en una oficina distina a la de la cuenta.

Santander y BBVA, por su parte, tienen diseñada una comisión de 1,50 euros por pagos de efectivo mediante cheque o reintegro en una plaza distinta a la que esté domiciliada la cuenta, en concepto de gastos de comprobación de firma y verificación de provisión de fondos. CaixaBanktambién la incluye en su folleto de tarifas. La entidad prevé un posible cargo de 0,12 euros por reintegros de efectivo en ventanilla.

Por el momento, entidades como Bankinter, Sabadell, Pastor, Barclays, Deutsche Bank o Citibank no contemplan este tipo de cobro.

Sin embargo, esta comisión está englobada dentro del apartado calificado como servicios de pago, por lo que los bancos tienen vía libre para añadirla o modificarla cuando quieran. El Banco de España especifica en su página web que desde el día 8 de julio de 2010, fecha de entrada en vigor de la Orden EHA/1608/2010, de 14 de junio, la transparencia de los servicios de pago se regula exclusivamente por lo dispuesto en ella. Esto quiere decir que estos epígrafes no están sujetos a la verificación del supervisor, que tan solo regula que las comisiones que los bancos aplican respondan a servicios efectivamente prestados y que no haya duplicidades.

Dentro de este epígrafe calificado con el nombre de servicios de pago se encuentran las principales comisionesque aplican los bancos. De esta manera, escapan también al control del Banco de España las comisiones que se cobran por transferencias, por descubiertos, por mantenimiento y administración de cuentas, por emisión o renovación de tarjetas, por disposición de efectivo en cajeros, por órdenes de entidades para adeudo de domiciliaciones y por gestión de recibos domiciliados.

96 thoughts on “Pagar por sacar dinero en ventanilla en los bancos españoles, cada vez más cerca

  1. I just wanted to post a quick word to be able to say thanks to you for these fantastic pointers you are giving on this site. My extended internet look up has at the end of the day been paid with extremely good facts and techniques to share with my visitors. I would state that that we site visitors are very much endowed to live in a really good community with so many marvellous individuals with great principles. I feel very much blessed to have discovered the site and look forward to tons of more pleasurable times reading here. Thanks a lot again for a lot of things.

  2. I simply desired to say thanks yet again. I do not know the things I might have followed in the absence of the actual points shown by you concerning that field. Completely was the frustrating crisis in my opinion, but encountering a new professional avenue you solved it took me to jump over joy. Extremely thankful for the support and in addition have high hopes you are aware of an amazing job you happen to be doing educating men and women through your blog. I am sure you have never encountered any of us.

  3. I am writing to make you know what a incredible experience our child experienced reading through the blog. She even learned a lot of pieces, most notably what it’s like to possess a marvelous giving mood to get other folks without hassle know just exactly various specialized issues. You undoubtedly surpassed our expectations. I appreciate you for offering those warm and helpful, safe, explanatory not to mention easy tips on your topic to Ethel.

  4. I am only commenting to let you be aware of of the superb discovery my daughter found reading through your web site. She learned a good number of details, most notably what it’s like to possess a great teaching style to get the rest with ease gain knowledge of some hard to do subject areas. You undoubtedly did more than her expected results. Thanks for churning out those precious, trusted, educational and fun guidance on that topic to Evelyn.

  5. I together with my pals were actually examining the good solutions found on the blog then immediately I had a horrible suspicion I had not thanked the website owner for those secrets. The young boys became warmed to read all of them and now have in actuality been tapping into these things. We appreciate you genuinely considerably kind and then for pick out some exceptional resources millions of individuals are really wanting to understand about. My sincere apologies for not expressing gratitude to earlier.

  6. I wanted to post you that very small observation to be able to thank you so much the moment again for your magnificent principles you’ve contributed here. It was strangely open-handed of you to grant publicly exactly what a lot of people would’ve offered for sale for an e book in order to make some dough on their own, most notably now that you could possibly have done it if you decided. Those concepts in addition worked to become a good way to be aware that other people online have similar passion just like mine to learn a little more with respect to this matter. I’m certain there are thousands of more enjoyable opportunities in the future for individuals that look over your blog post.

  7. I happen to be writing to let you be aware of what a great experience our girl obtained visiting your blog. She came to understand some details, with the inclusion of what it is like to have an awesome helping style to get others with no trouble thoroughly grasp specified complicated subject areas. You really exceeded our own expectations. Many thanks for supplying the effective, dependable, explanatory and in addition easy tips about the topic to Ethel.

  8. My spouse and i got really relieved that Louis managed to deal with his web research with the precious recommendations he had using your blog. It is now and again perplexing to simply possibly be handing out concepts that many some other people could have been trying to sell. We really realize we’ve got the blog owner to give thanks to because of that. The entire illustrations you’ve made, the straightforward web site menu, the friendships you assist to instill – it’s mostly terrific, and it is facilitating our son in addition to the family reason why this subject matter is amusing, and that is seriously fundamental. Thanks for the whole thing!

  9. I would like to voice my affection for your generosity in support of men and women who require help on your content. Your very own commitment to passing the message throughout appeared to be rather good and have enabled others just like me to get to their ambitions. Your new warm and helpful instruction indicates a great deal to me and still more to my fellow workers. Thanks a ton; from everyone of us.

  10. Thank you for all your valuable labor on this website. Kim loves participating in investigation and it’s obvious why. Almost all hear all relating to the lively form you give informative techniques via this blog and in addition inspire response from website visitors on the content then my child is now learning a great deal. Take advantage of the rest of the new year. You are always carrying out a really great job.

  11. I happen to be writing to make you know what a perfect discovery my wife’s child went through going through your blog. She mastered a lot of things, most notably what it is like to have a marvelous teaching mood to make many people without problems gain knowledge of certain problematic matters. You undoubtedly exceeded her desires. I appreciate you for presenting these helpful, healthy, revealing not to mention unique tips on the topic to Ethel.

  12. I wanted to send you one bit of remark to finally thank you again on the extraordinary techniques you have shared here. This has been certainly unbelievably generous with you in giving easily what exactly many people could possibly have supplied as an electronic book to end up making some dough for their own end, principally given that you could possibly have done it if you desired. The tactics in addition acted like the fantastic way to realize that someone else have the identical dreams really like my very own to figure out more related to this condition. I’m certain there are some more enjoyable instances in the future for those who read carefully your site.

  13. My wife and i were absolutely cheerful Jordan managed to conclude his research from your ideas he gained from your web site. It’s not at all simplistic just to always be releasing tips and hints which often people today have been making money from. And we all know we need the writer to appreciate for that. These explanations you made, the straightforward blog menu, the relationships you can help to foster – it’s most fabulous, and it is helping our son and our family know that the theme is exciting, and that’s really serious. Thank you for everything!

  14. I enjoy you because of your own hard work on this website. Kate take interest in working on investigations and it’s simple to grasp why. My partner and i hear all concerning the powerful way you render functional tactics through this web blog and even invigorate participation from other individuals on that matter then our own simple princess is always understanding a lot of things. Have fun with the remaining portion of the year. You’re the one performing a really good job.

  15. I simply wanted to type a simple message so as to thank you for the stunning recommendations you are placing on this website. My considerable internet investigation has now been paid with high-quality facts and techniques to talk about with my classmates and friends. I would state that that many of us readers actually are very much endowed to live in a notable network with so many lovely individuals with interesting secrets. I feel rather blessed to have seen your entire website and look forward to tons of more pleasurable times reading here. Thank you once more for everything.

  16. I have to voice my admiration for your kind-heartedness in support of folks who require guidance on in this subject matter. Your special commitment to getting the solution along had become wonderfully interesting and have usually enabled ladies much like me to reach their aims. Your warm and friendly guidelines can mean a great deal a person like me and much more to my peers. Thank you; from everyone of us.

  17. There are some interesting closing dates in this article but I don抰 know if I see all of them heart to heart. There may be some validity however I will take hold opinion until I look into it further. Good article , thanks and we want more! Added to FeedBurner as effectively

  18. There are certainly quite a lot of particulars like that to take into consideration. That could be a great point to carry up. I provide the thoughts above as common inspiration but clearly there are questions just like the one you deliver up the place an important factor can be working in trustworthy good faith. I don?t know if finest practices have emerged around things like that, but I’m positive that your job is clearly identified as a fair game. Each boys and girls feel the impression of only a second抯 pleasure, for the rest of their lives.

  19. I抦 impressed, I have to say. Actually hardly ever do I encounter a weblog that抯 each educative and entertaining, and let me tell you, you’ve hit the nail on the head. Your thought is excellent; the issue is one thing that not sufficient individuals are speaking intelligently about. I’m very comfortable that I stumbled throughout this in my search for one thing relating to this.

  20. An fascinating discussion is price comment. I think that you must write extra on this subject, it may not be a taboo topic however usually individuals are not sufficient to talk on such topics. To the next. Cheers

  21. The next time I learn a blog, I hope that it doesnt disappoint me as much as this one. I mean, I know it was my option to learn, but I truly thought youd have one thing attention-grabbing to say. All I hear is a bunch of whining about something that you could fix in the event you werent too busy searching for attention.

  22. Can I just say what a aid to find somebody who actually knows what theyre talking about on the internet. You positively know the way to carry a problem to gentle and make it important. Extra people must read this and understand this facet of the story. I cant believe youre no more well-liked because you positively have the gift.

  23. After examine a number of of the blog posts on your web site now, and I really like your means of blogging. I bookmarked it to my bookmark web site list and can be checking again soon. Pls check out my website as properly and let me know what you think.

  24. An attention-grabbing discussion is price comment. I feel that it’s best to write more on this subject, it may not be a taboo topic however typically people are not sufficient to talk on such topics. To the next. Cheers

  25. I discovered your blog site on google and verify a number of of your early posts. Proceed to keep up the very good operate. I simply extra up your RSS feed to my MSN Information Reader. Looking for ahead to studying extra from you in a while!?

  26. There are certainly loads of particulars like that to take into consideration. That is a great level to bring up. I supply the ideas above as common inspiration however clearly there are questions like the one you carry up where a very powerful thing might be working in sincere good faith. I don?t know if greatest practices have emerged round things like that, but I’m positive that your job is clearly identified as a good game. Each boys and girls feel the impact of only a moment抯 pleasure, for the remainder of their lives.

  27. Good post. I learn something more challenging on completely different blogs everyday. It’s going to all the time be stimulating to learn content material from other writers and practice a bit something from their store. I抎 favor to make use of some with the content material on my blog whether or not you don抰 mind. Natually I抣l offer you a hyperlink in your web blog. Thanks for sharing.

  28. Oh my goodness! a tremendous article dude. Thanks Nevertheless I’m experiencing problem with ur rss . Don抰 know why Unable to subscribe to it. Is there anybody getting equivalent rss downside? Anybody who knows kindly respond. Thnkx

  29. After examine just a few of the blog posts on your website now, and I really like your means of blogging. I bookmarked it to my bookmark website record and will be checking back soon. Pls try my web site as nicely and let me know what you think.

  30. The next time I read a blog, I hope that it doesnt disappoint me as a lot as this one. I mean, I do know it was my choice to learn, however I actually thought youd have something fascinating to say. All I hear is a bunch of whining about one thing that you possibly can fix for those who werent too busy searching for attention.

  31. I抦 impressed, I need to say. Really hardly ever do I encounter a blog that抯 each educative and entertaining, and let me inform you, you could have hit the nail on the head. Your concept is outstanding; the issue is one thing that not sufficient persons are talking intelligently about. I am very pleased that I stumbled throughout this in my search for something relating to this.

  32. I抦 impressed, I have to say. Really rarely do I encounter a blog that抯 both educative and entertaining, and let me tell you, you’ve got hit the nail on the head. Your idea is excellent; the difficulty is something that not enough people are talking intelligently about. I am very joyful that I stumbled throughout this in my search for one thing referring to this.

  33. After I initially commented I clicked the -Notify me when new comments are added- checkbox and now every time a comment is added I get 4 emails with the same comment. Is there any way you possibly can remove me from that service? Thanks!

  34. I must show my thanks to the writer just for rescuing me from this challenge. As a result of surfing around throughout the search engines and obtaining notions that were not beneficial, I was thinking my life was well over. Living without the answers to the problems you’ve resolved as a result of the guide is a crucial case, as well as those that could have negatively affected my entire career if I had not noticed the website. Your main understanding and kindness in dealing with every item was invaluable. I am not sure what I would’ve done if I hadn’t encountered such a step like this. I can also at this moment look ahead to my future. Thanks for your time very much for the high quality and results-oriented guide. I won’t hesitate to suggest your web page to anybody who requires recommendations about this issue.

  35. I抦 impressed, I have to say. Really not often do I encounter a blog that抯 each educative and entertaining, and let me let you know, you’ve hit the nail on the head. Your concept is outstanding; the difficulty is one thing that not enough people are speaking intelligently about. I am very joyful that I stumbled throughout this in my seek for one thing relating to this.

  36. There are some interesting cut-off dates on this article but I don抰 know if I see all of them heart to heart. There is some validity however I’ll take hold opinion till I look into it further. Good article , thanks and we wish extra! Added to FeedBurner as properly

  37. I was very pleased to seek out this internet-site.I wished to thanks in your time for this excellent learn!! I positively having fun with each little bit of it and I have you bookmarked to check out new stuff you weblog post.

  38. A powerful share, I simply given this onto a colleague who was doing a bit of analysis on this. And he in fact purchased me breakfast because I found it for him.. smile. So let me reword that: Thnx for the deal with! But yeah Thnkx for spending the time to debate this, I really feel strongly about it and love reading extra on this topic. If doable, as you turn out to be expertise, would you mind updating your weblog with extra particulars? It’s extremely helpful for me. Big thumb up for this weblog publish!

  39. Good post. I be taught something more challenging on completely different blogs everyday. It would always be stimulating to learn content from different writers and apply somewhat something from their store. I抎 choose to make use of some with the content on my weblog whether you don抰 mind. Natually I抣l provide you with a link in your net blog. Thanks for sharing.

  40. Youre so cool! I dont suppose Ive read something like this before. So good to seek out somebody with some original ideas on this subject. realy thanks for beginning this up. this website is one thing that is needed on the web, somebody with a little originality. useful job for bringing something new to the internet!

  41. Oh my goodness! an incredible article dude. Thank you Nevertheless I am experiencing situation with ur rss . Don抰 know why Unable to subscribe to it. Is there anybody getting an identical rss problem? Anybody who knows kindly respond. Thnkx

  42. A powerful share, I just given this onto a colleague who was doing somewhat analysis on this. And he in actual fact bought me breakfast as a result of I discovered it for him.. smile. So let me reword that: Thnx for the treat! However yeah Thnkx for spending the time to debate this, I really feel strongly about it and love reading extra on this topic. If potential, as you turn out to be expertise, would you mind updating your weblog with extra particulars? It is extremely helpful for me. Big thumb up for this blog put up!

  43. Needed to write you that very small word to give many thanks the moment again considering the breathtaking ideas you’ve discussed on this site. It’s certainly particularly generous of people like you to provide openly what exactly a lot of folks could possibly have distributed as an e-book to help with making some bucks for themselves, particularly now that you might well have done it if you ever decided. These creative ideas additionally worked like the easy way to know that many people have the same eagerness just as my own to find out way more around this matter. I know there are some more enjoyable opportunities in the future for individuals who browse through your blog post.

  44. There are some interesting time limits in this article however I don抰 know if I see all of them heart to heart. There may be some validity however I will take maintain opinion till I look into it further. Good article , thanks and we wish more! Added to FeedBurner as effectively

  45. Youre so cool! I dont suppose Ive read anything like this before. So good to find any person with some original thoughts on this subject. realy thanks for beginning this up. this website is one thing that’s wanted on the internet, somebody with slightly originality. helpful job for bringing one thing new to the internet!

  46. There are definitely a lot of details like that to take into consideration. That may be a great point to deliver up. I offer the thoughts above as normal inspiration however clearly there are questions just like the one you convey up where an important thing will likely be working in sincere good faith. I don?t know if finest practices have emerged round things like that, but I’m certain that your job is clearly recognized as a good game. Both boys and girls really feel the impact of just a moment抯 pleasure, for the remainder of their lives.

  47. There are certainly a whole lot of details like that to take into consideration. That is a great point to bring up. I offer the ideas above as normal inspiration however clearly there are questions like the one you bring up where a very powerful thing will be working in trustworthy good faith. I don?t know if best practices have emerged around issues like that, but I am sure that your job is clearly recognized as a good game. Each girls and boys really feel the affect of just a second抯 pleasure, for the remainder of their lives.

  48. I precisely desired to thank you so much again. I’m not certain what I would have handled in the absence of those advice discussed by you regarding my area. This has been the horrifying setting for me personally, however , considering a new skilled strategy you resolved the issue forced me to cry for gladness. I am thankful for your service and as well , sincerely hope you recognize what a great job you happen to be getting into instructing others with the aid of a blog. I know that you’ve never encountered all of us.

  49. I wanted to develop a quick comment in order to express gratitude to you for some of the superb guides you are showing on this site. My time intensive internet lookup has finally been compensated with useful facts and techniques to go over with my guests. I ‘d repeat that we site visitors actually are undeniably blessed to live in a decent community with so many brilliant individuals with interesting solutions. I feel pretty happy to have encountered your entire website page and look forward to really more enjoyable moments reading here. Thanks once again for a lot of things.

  50. I wanted to compose you one tiny word to be able to give many thanks the moment again just for the pleasant knowledge you have shared on this website. It was certainly tremendously open-handed of people like you to allow extensively what many of us would’ve offered for an e-book to help make some money for their own end, particularly considering the fact that you might have tried it in case you wanted. These good ideas in addition served to provide a fantastic way to comprehend most people have a similar dreams like my very own to understand much more on the topic of this problem. I am sure there are thousands of more enjoyable moments ahead for individuals that read through your blog.

  51. I want to get across my admiration for your generosity giving support to those individuals that absolutely need help on this concern. Your real dedication to getting the solution all through appears to be astonishingly significant and have truly encouraged girls just like me to reach their aims. Your new informative key points can mean a whole lot to me and a whole lot more to my peers. Many thanks; from everyone of us.

  52. My spouse and i ended up being satisfied when Michael managed to conclude his studies with the ideas he discovered when using the weblog. It’s not at all simplistic to just choose to be releasing key points which the others have been selling. We really already know we’ve got the website owner to give thanks to for this. The explanations you have made, the easy website navigation, the friendships you will assist to promote – it’s all fantastic, and it’s really helping our son in addition to the family believe that that idea is thrilling, and that is quite fundamental. Thanks for the whole lot!

  53. Thanks for your whole work on this blog. Betty really likes doing research and it’s easy to see why. Many of us know all about the dynamic medium you create vital guidance via your web site and even inspire response from other ones on this idea then our own simple princess has been understanding a lot of things. Enjoy the rest of the new year. Your carrying out a brilliant job.

  54. After study just a few of the blog posts on your web site now, and I actually like your manner of blogging. I bookmarked it to my bookmark web site listing and will likely be checking back soon. Pls take a look at my web page as effectively and let me know what you think.

  55. I wanted to make a brief note so as to thank you for all the stunning ideas you are placing on this site. My rather long internet search has now been paid with pleasant points to share with my guests. I would mention that many of us site visitors actually are very fortunate to live in a wonderful site with so many special professionals with interesting strategies. I feel very much blessed to have seen the web pages and look forward to some more entertaining moments reading here. Thank you again for everything.

  56. I must show thanks to the writer just for rescuing me from this particular problem. As a result of researching through the the net and meeting suggestions that were not productive, I was thinking my entire life was over. Living without the presence of answers to the problems you have fixed by means of this review is a crucial case, as well as those which may have badly damaged my entire career if I hadn’t encountered your blog. Your own mastery and kindness in dealing with all the things was very useful. I am not sure what I would’ve done if I had not discovered such a subject like this. It’s possible to at this moment look forward to my future. Thanks a lot very much for your expert and amazing guide. I will not hesitate to refer your web blog to any person who needs to have assistance about this issue.

Deja una respuesta

Tu dirección de correo electrónico no será publicada. Los campos obligatorios están marcados con *